Help With Funeral Costs

Bereavement Benefits

If a family's finances are limited, Brodies will do our utmost to supply a fitting service within those limitations.

For some qualifying families, there may be government help available, the Funeral Support Payment & the Bereavement Support Payment.

Please see below for links and information.

Funeral Support Payment

What is the Funeral Support Payment?

It is the new payment that replaces the UK Government's Funeral Expense Payment in Scotland as of 16th September 2019. The payment is available to people in Scotland that require support to meet the costs of a funeral. The Funeral Support Payment is for people who are on certain benefits or tax credits.

Who is Eligible?

  • The Claimant has the nearest relationship to the person who died. Please see the hierarchy list used from the Burial and Cremation (Scotland) Act 2016. 

  • The Claimant is responsible for the payment of the funeral

  • The Claimant lives in Scotland 

  • The deceased lived in the UK

  • Th funeral takes place in the UK

  • The Claimant is on at least one of the following qualifying benefits:

    • Universal Credit (UC)​

    • Income-based Jobseeker's Allowance

    • Income related Employment and Support Allowance

    • Pension Credit

    • Housing Benefit

    • Child Tax Credit (CTC)

    • Working Tax Credit (disability or severe disability element)

 

An ​​eligibility checker is at the beginning of the online form and on page two of the paper application.

How much is the Payment and what does it Cover?

The Funeral Support Payment is a PART PAYMENT and will cover some, not all, of the funeral costs. 

If eligible, the amount will depend on the amount claimed and what funds were left by the deceased.

  • The burial and cremation costs (these vary throughout the country, please see mygov.scot/burial-cremation-costs-scotland

  • A maximum of £700 will be put towards the Funeral Director and any other expenses 

    • Or £120 if the deceased had a funeral plan in place​

  • Some travel, document and medical costs may also be covered​

How many people can get the Payment?

Only one person per funeral should apply and only one payment will be made.

How to apply?

There are two forms, one for a child/young person and one for an adult.

When can people apply?

Before applying, the claimant should register the death and give Brodies the consent to speak with Social Security Scotland. This will minimise the time taken to process the application.

Claims can be made when the person who the funeral is for has died and up to six months after the date of the funeral.

 

What evidence will be required?

Invoices/receipts for the items being claimed. A full funeral account can be made available from Brodies.

The claimant can be sent a pre-paid envelope to return the documents to Social Security Scotland.

How long will people have to wait for the payment?

The claimant should receive a decision within 10 working days upon SSS's receipt of a completed application form and all supporting evidence.

Who is paid the money?

The funds will be paid directly into the claimant's chosen financial account or direct to the funeral director.

Does this money need to be paid back?

The funds do not need to be paid back by the claimant.

If it is discovered the deceased left financial assets, the SSS will recover the payment through the estate.

Does it affect other benefits?

No, the payment does not affect any other benefits or tax credits.

Bereavement Support Payment

What is the Bereavement Support Payment?

 

Bereavement Support Payment provides financial support to people for a period after the death of a husband, wife or civil partner. The payment is provided through the Department of Work and Pensions, the UK Government.

Who is Eligible?

A claimant may be entitled to the Bereavement Support Payment if their husband, wife or civil partner died on or after 6th April 2017.

The claimant could be eligible if their deceased partner:​​

  • Paid National Insurance contributions for at least 25 weeks

  • Died because of an accident at work or a disease caused by work

When the deceased died, the claimant must have been:

  • Under State Pension age

  • Living in the UK

A claim cannot be made from prison.

What will you get?

There are two rates of payment, both involving a 'first payment' and then up to 18 monthly payments.

  • Higher Rate 

    • First payment £3500​

    • Monthly payment £350

  • Lower Rate

    • First payment £2500​

    • Monthly payment £100

If the claimant gets or is entitled to Child Benefit, they will get the higher rate.

If the claimant does not get Child Benefit, they will get the lower rate unless the claimant was pregnant when their husband or civil partner died.

When can people claim?

The claim must be made within 3 months of the death to get the full amount. The claimant can claim unto 21 months after but the  payments will be less.

How to claim?

If the claimant lives in England, Scotland or Wales:

  • Telephone - call freephone on 0800 731 0469 to complete the application over the phone

  • Paper - Download a Bereavement Support Pack from here with full guidance notes from here.

Who is paid the money?

The payments will be paid into the claimants Bank or Building Society Account.

Does it affect other benefits?

Bereavement Support Payment will not affect the claimant's benefits for a year after the first payment. After this year, any payment left over could affect future benefit eligibility.

The claimant must tell the relevant benefits office when the Bereavement Support Payment has started.

  

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Brodies Funeral Services Ltd

Company No. SC234454